Licensed
NMLS-licensed in at least one of MD, DC, DE, PA, or VA — or willing to license quickly.
Loan Officers — We're Hiring
70% Commission Split.
Approximately 180 basis points. Unlimited earning potential.
Heritage Financial is hiring experienced loan officers across MD, DC, DE, PA, and VA. Real lead flow, a wholesale lender network that wins on rate, a $500-rate-guarantee story that closes deals, and 1,000+ in-house real estate agents waiting to refer you.
Why LOs join us
1,000+ in-house Realtors
Sister real-estate brokerage Taylor Properties refers business in-house — and we market you to every one of their agents.
Wholesale lender network
As a broker, your win-rate goes up. So does your borrower's loyalty.
70% commission split
~180 bps. Paid on funding, on time, every time. No production quotas.
Build a book you own
Your database is yours. We don't hold it hostage.
The biggest perk
1,000+ in-house Realtors. Working for you.
Our sister brokerage, Taylor Properties, is one of the largest independent real estate firms in Maryland. As a Heritage Financial LO, you don't compete for their attention — they're already on your team.
1,000+ agents to know
Plug straight into a pipeline of active buyers. New relationships every week, no cold-calling required.
We market you to them
Our in-house marketing team gets your face, story, and rate-sheet in front of agents week after week.
Closings that close
In-house processing and an in-house title company — our agents already trust the team, so deals don't fall apart at the closing table.
The package
Everything you need. Nothing you don't.
70% Commission Split
Approximately 180 basis points. Unlimited earning potential — there is no cap on what you can make.
Competitive benefits
Employer-contributed retirement fund, health benefits, and negotiable expense allowances.
$500 Best Rate Guarantee
Hand your clients a closing tool that wins business — at no cost to you. If our rates are not the best, we pay them $500.
No production quotas
Build your book at your pace. We are not in the business of squeezing you for arbitrary numbers.
In-house processing & title
Heritage Title, Ltd. is right next door. One team, one timeline, one phone call.
Recruiting bonuses
Know a great LO? Bring them on and we will reward you for it.
Wholesale lender network
Conventional, FHA, VA, USDA, jumbo, non-QM, bank-statement, DSCR — if it can be funded, we can place it.
Modern tech stack
Floify, e-signing, mobile uploads, and a CRM that actually helps you close.
The role
What a Heritage Loan Officer looks like.
Originator at heart
You like the structuring side as much as the relationship side.
Service-driven
Borrowers and Realtors come back because of how you treat them.
Modern operator
Comfortable with Floify, e-signing, texting, video calls.
Driven by outcomes
You want a real comp plan, not a kindergarten paycheck.
Coachable
Plenty of experience? Great. Hungry to learn more? Even better.
New Opportunity
Already an LO? Become a Realtor Too.
It's now legal for one person to earn on both the real estate sale and the mortgage. Heritage Financial and Taylor Properties are the only place in the region where you can do both — under one roof.
Dual Income
Keep your 70% LO commission and add real estate commission on top — from the same transaction.
1,000+ Agents to Partner With
Taylor Properties' entire agent network is already in-house. Hit the ground running with built-in referral relationships.
No Quotas. Full Support.
Streamlined tech, operational support, and no production pressure. You grow at your own pace — on both sides.
Apply
Tell us about you.
Upload your resume and the form below goes directly to our hiring lead — confidentiality respected.
Heritage Financial is an equal-opportunity employer. We hire the best person for the job — period.