No appraisal in most cases
Skip the appraisal — your existing FHA/VA loan is qualified by the prior appraisal.
FHA & VA Streamline
Refinance the easy way.
If you already have an FHA or VA loan, the streamline path skips most of the paperwork — and most of the cost.
Why streamline
A lower rate without the full mortgage process.
Reduced paperwork
No new income or asset documentation in most cases.
Faster closings
Many streamlines close in 2–3 weeks, sometimes faster.
Lower closing costs
Fewer line items and lower fees than a standard refinance.
Easy qualifying
If you have made your payments, you likely qualify.
No upfront cash
Wrap closing costs into the new loan, in many cases.
Lower your rate, faster