Today's Mortgage Rates
This week's market rates.
National weekly averages from Freddie Mac's Primary Mortgage Market Survey. Want to know your rate? It depends on credit, LTV, and loan type — get a personalized quote in minutes.
Weekly Averages
National mortgage rate snapshot
Published every Thursday by Freddie Mac. Trend arrows show movement vs the prior week.
30-Year Fixed
6.370%
Week of May 7, 2026
Week-over-week change vs the prior PMMS release.
15-Year Fixed
5.720%
Week of May 7, 2026
Week-over-week change vs the prior PMMS release.
Why your rate may differ
The Freddie Mac PMMS is a survey of conventional, conforming, 30-year and 15-year fixed-rate purchase loans for prime borrowers. Your actual rate depends on:
- Credit score and credit history
- Loan amount and LTV ratio
- Property type and occupancy
- Loan program (conventional, FHA, VA, jumbo, non-QM)
- Discount points and lender credits
- Rate lock period and market conditions
Rates shown are the national weekly average per Freddie Mac's Primary Mortgage Market Survey (PMMS), updated each Thursday. These figures are for informational purposes only, are not offers to lend, and may not reflect rates available to you. Your actual rate depends on credit score, loan amount, LTV, property type, occupancy, and other factors. Heritage Financial NMLS ID 181623. Equal Housing Lender.
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