Skip to content

Home

Buy your next home.

Low down payment options.

For active service & veterans.

Renovation & Construction

Build it the way you want.

Lower rate or shorter term.

Tap equity for what matters.

A line of credit on your home.

FHA/VA Streamline

Refi the easy way.

Reverse Mortgage

Income from your equity.

Today's Mortgage Rates

This week's national averages.

Mortgage Calculator

Estimate your payment.

How Much Can I Afford

See your buying power.

Which makes more sense?

Loan Comparison

Compare two loans side-by-side.

The Loan Process

What to expect, step by step.

Pick the right loan product.

What makes us different.

A clear, simple path.

Real people who pick up.

For real estate pros.

We're Hiring

Home

Purchase Loans FHA Loans VA Loans Renovation & Construction

Refinance Cash-Out HELOC FHA/VA Streamline Reverse Mortgage

Today's Mortgage Rates Mortgage Calculator How Much Can I Afford Rent vs Buy Loan Comparison The Loan Process Find My Loan

About Us Why Heritage Our Process Meet Our Team Partners Contact Us

We're Hiring

MT

Mike Taylor

Loan Officer

Phone: (443) 223-7356

Send Mike a message

Your Name

Phone

Email

Message

Message sent!

Mike will get back to you shortly.

NMLS ID 181623
nmlsconsumeraccess.org
MD Lic# 181623
DC Lic# MLB181623
PA Lic# 105096
Licensed by the Virginia State Corporation Commission MC-5475
Heritage Financial Of Virginia, Inc. (Used by Heritage Financial, Inc.)

Loans

Purchase
Refinance
FHA Loans
VA Loans
Renovation & Construction
Reverse Mortgages

Resources

Today's Mortgage Rates
Mortgage Calculator
Affordability Calculator
Rent vs Buy
Loan Comparison
The Loan Process
Find My Loan

Reach Us

Phone: (800) 351-5755
Hours: Mon-Fri 9-5
Contact: Send a message →

Equal Housing Lender

* $500 Best Rate Guarantee — Terms. Customer must provide a Good Faith Estimate dated the same day as our rate quote. We will beat the other lender's rate, origination fee, or points total — or pay the customer $500 at closing with that lender upon verification of note and closing disclosure. The above reimbursement will be made at time of settlement with Heritage Title, Ltd. This credit will be reflected on the customer's closing disclosure. This offer is subject to lender's approval. Redeemable ONLY by purchaser/borrower at time of settlement.

© 2026 Heritage Financial, Inc. All rights reserved.

Apply For A Loan

Let's get you started.

A few quick details and we'll route you to the right loan officer.

Full Name *

Are you working with a loan officer?

Realtor Name

Realtor Company

By continuing you'll be taken to our secure loan application powered by Floify.